Product Summary

Product Summary

The product offering ranges from Consumer Loans to Business Loans

  • • Personal/Term Loans – a loan given to a client who agrees to pay back with interest at a set monthly amount for a set period of time e.g.a salary based loan.
  • • Order Financing - is pre-shipment financing meant to assist the borrower to finance orders from reputable off-takers. VCAP will finance the cost of the order.
  • • Group Loans – These are loans specific to groups of people in business. Members of groups will co-guarantee each other.

Product Summary

  • • Invoice Discounting - is post-shipment financing meant to bridge the gap from delivery of goods or services to actual receipt of payment. VCAP discounts up to 80% of the face value of the invoice for goods delivered or services rendered to reputable off-takers.
  • • Agriculture Value Chain Financing - this is financing for agriculture and providing finance to established value chain players to meet business funding constraints
  • • Vendor Loans - these are short term loans tailored made for vendors and are repaid on a weekly basis. They help vendors to buy stock for resale..

Product Summary

  • • Green Energy Financing – we provide finance for retailers and wholesalers of renewable energy solutions such as, solar home and business kits, solar irrigation pumps etc
  • • Contract Financing – it is a loan that is provided against a signed contract that a client won, and the money must be used to complete the contract work.
  • • Asset Finance – these are loans for acquisition of assets for either business or personal use.