About Us

About us

Village Capital Finance Private Limited (VCAP) was incorporated as a credit only microfinance institution in December 2019 under the laws of the Republic of Zimbabwe. It is licensed accordingly by the Reserve Bank of Zimbabwe (RBZ) under licence number 000811. The company’s head office is located in the capital, Harare. The organization was formed with the purpose of providing social and financial solutions to the unbanked and marginalised. The company aims at advancing the Financial Inclusion Agenda set by the Government.

The company was formed with the aim of filling the gap left by traditional financial institutions who are not serving the youth and the marginalised because of lack of acceptable collateral. It was formed to reduce poverty, raise incomes and improve the livelihoods of youths, women and the marginalised with limited opportunities. Ultimately, VCAP aims at creating a more conducive institutional environment for the unbanked and to improve sustainable and affordable access by target groups to financial services that are well adapted to their needs.

Financial Inclusion is a key enabler to the achievement of the Sustainable Development Goals (SDGs) which are a universal call to action to end poverty (SDG 1), zero hunger (SDG 2), good health and well-being (SDG 3), quality education (SDG4), Gender Equality (SDG 5), affordable and clean energy (SDG 7), responsible consumption and production (SDG 12) and ensure that all people enjoy peace and prosperity by 2030 (SDG 16).